Conseillent agents pilots for shopping for insurance changes
If Massachusetts allows you to manage the competition in the automobile insurance from 1 April local insurance agents are finding that are in a new world, where the state does more insurance rates auto.
So the question of what agents believe?
“I think you’ll see more discounts for good students and good drivers,” said Felicia Caetano, a personal insurance policy in case River’s Frank X. Perron Insurance Agency.
Caetano said she had no opinion, there would be in-the-board cuts interest rates, but that each driver will have the opportunity to save them.
“Most companies offer a discount if you have your home and auto insurance in the same company, a practice forbidden under the old system, said Caetano.” If you do, you can see a decrease of 20 percent of owners of your coverage. ”
Caetano said the agency, she loves the competition.
“What we want is rather the two insurance companies, we have 10 or 12″, said Caetano.
Caetano said the hardest, which for consumers to learn is that some Shopping is now a necessity.
“Call your agent,” she says. “Do you need a quote. You have to offer,” she said.
Paul Souza Insurance Agent Insurance Alliance in Dartmouth, provides for the change, but slowly.
“This is new for all of us,” he said. “I do not see a huge difference.
“It’s called ‘managed competition,” he said. “There will be no real free market.
“I believe that good conduct is a decent weight loss,” he said, although it should be noted that 10 per cent in the first year cap increases misconduct to limit the amount of the reduction may be because a good driver.
And, as Caetano, Souza think there are good reasons to shop around.
“It looks like it is a 3 or 4 percent difference between the rates of different companies,” he said.
Paul Burke, owner of Fall River’s Insurit agency, can we read into the new system of election is the reward.
“The young driver, older drivers, drivers in the event of an accident in their registers are set to see higher prices,” said Burke, said that companies lose money, discounts on a good Motorists are committed by drivers with less than perfect records.
Burke said he thinks a rate which generates less value for pilots is therefore not insured in the state, as some drivers can no longer, higher quotas. More mean uninsured drivers, drivers uninsured higher costs for drivers.
“We have not had a major problem in Massachusetts with uninsured drivers,” said Burke. “But looking at Rhode Island. Here, you will pay about $ 20 to cover uninsured drivers. Rhode Island, it’s $ 300″.
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